Save Money on Car Insurance

Vehicle insurance prices can vary from one provider to another. That is why it is so important to get multiple quotes for your vehicles when looking for coverage. Comparing rates from several different companies is one of the leading ways to lower your premiums. Some other simple ways to pay less for auto insurance include:

• Increase Your Deductible - The ability to add or remove coverages during your policy can possilby save you 15% or more on the cost of your vehicle insurance. The deductible is the amount your are required to pay if your car or truck is damaged in an accident. If you decide to up the amount of your deductible, you should take the savings and put it into a savings account. This will allow you to accumulate extra funds to pay the increased deductible in the event of damage to your vehicle.
• Take a Safe Driving Class - Many insurers will give you a discount if you complete a safe or defensive driving course. Some of these courses can be taken online, so you don't even need to leave your home to start saving money. Talk to your insurance provider to see if they offer this type of discount
• Ask for Discounts - Some insurance providers will not come out and say you qualify for a lower rate, especially if you have been insured with the same company for a long time. You need to call your local agent and ask if you qualify for any discounts.
• Buy a Safer Car - This may not always be an option, but when you are shopping for a new vehicle, you should check the safety rating of the kind of car or truck you are looking at. Many carriers will give lower rates to drivers of vehicles determined to be the safest.
• Be a Safe Driver - Your driving history is one of the most important factors that insurance providers look at when calculating auto insurance rates. If you currently have accidents or tickets on your driving record, you will need to wait until those drop off your record, but you can still make sure you don't get any more tickets or worse. By always paying attention when you drive, and looking out for the other drivers, you can help lower the risk of being in an accident. Never text while driving, and don't drive while tired, and of course never, ever drink and drive.

Shown above are just a few of the ways to save money on car insurance. The top way to lower your insurance premiums is get compare prices from several insurance companies to see which one offers you the cheapest rates. You may be suprised to find just how much you can save.