Frequently Asked Questions

What Are The Best Liability Policy Limits?

Though it is possible to sign up of minimum state required car insurance, it is not always wise to do, as these types of coverage are not always enough. That is why most insurance agencies advise consumers to pick the best liability limits of 100/300/100.

With this type of liability coverage in place you are able to have:

• $100,000 per person for bodily injury
• $300,000 per accident for bodily injury
• $100,000 per accident for property damage

Of course these numbers are set to be associated with an average driver, which means that you can add or remove coverages from your policy to better fit your needs. For example, you may wish to add-on to your property damage coverage if you believe that there is an increased chance of their being an accident in which you are at fault, and the coverage cost for the property or other vehicle supersedes $100,000. You can even adjust your policy to make sure that anyone who drives your car is covered under your insurance in case of an accident.